Flexiti Financial

About Us
Flexiti is one of Canada’s fastest growing fintech lenders. We aim to make our customers’ lives more affordable and help our retail partners grow their sales by offering flexible financing options. Through our award-winning omni-channel platform, customers can be approved instantly to shop with their FlexitiCard®, which they can use online or in-store to make multiple purchases, within their credit limit, without needing to reapply.

At Flexiti, we work hard, we love what we do, and we have some fun along the way! If you are looking for an energizing and innovative work environment with great people and big ideas, we’d love to have you join us!

To learn more about Flexiti, please visit www.flexiti.com

Sr Fraud Strategist

Flexiti is looking for a Sr Fraud Strategist to join the Risk team. Reporting to the Director, Acquisition and Fraud, the Fraud Strategist will leverage data and analytics to develop and implement fraud risk mitigation strategies for Flexiti’s private label credit card portfolio. These strategies will be applied at acquisition and transaction to minimize fraud losses and optimize operational costs while ensuring a strong customer experience.  This position requires high attention to detail, sound judgment in the execution of fraud strategies, superior analytical skills and exceptional communication skills.

 

What you will be doing:

The strategist will be responsible for day-to-day fraud performance tracking and adjustment according to the fraud trend evolving. Maintaining business-as-usual reports and summaries to stakeholders. He/she will also conduct ad-hoc analysis independently and provide fraud mitigation insights to fraud leadership and business partners. When needed, the strategist will also support major fraud mitigation initiatives in collaboration with various partners.

This is a wonderful opportunity for individuals looking for a role with less structure, more ambiguity but the ability to create; while becoming an important contributor to an exciting up-start.

Why you would love to work here:

• You’ll be a part of an award-winning, fast-growing company
• Our innovative culture promotes on-going learning opportunities with training and mentorship
• Competitive compensation package commensurate to experience plus benefits
• Comprehensive drug/medical/dental insurance, we pay your premiums!
• RRSP program with company match
• A new and vibrant office environment and remote working capability
• Extra-long weekends in the summer, paid volunteer day

 

What you should have:

• 2+ years of experience in developing fraud mitigation strategies for unsecured lending products
• Solid knowledge of financial services industry and consumer credit products
• Experience using SQL (or similar tools such as SAS, Python or R) to extract and validate data, and conduct quantitative analytical tasks.
• Develop, execute and monitor fraud strategies for credit originations and transactions
• Support fraud strategies through improved procedures and policies
• Identify and escalate material fraud risks and trends
• Produce actionable business insights through the analysis of large amounts of data
• Collaborate with partners and vendors on initiative requirements and solution design
• Proficiency with Microsoft Suite

 

Soft Skills

• Someone who can work independently and likes to roll up their sleeves and get their hands dirty.
• Excellent communicator who will leverage strong oral and written communication skills to effectively present key findings to senior management and other team members. 
• Possess strong analytical and problem-solving skills.
• Strong work ethic, curious and persistent determination in reviewing and reconciling variances.
• Highly organized, detail-oriented and can initiate proactively.
• Desire to take full ownership of deliverables and be accountable for results.
• Ability to produce deliverables accurately and on time with minimal supervision.
• Ability to draw conclusions and provide explanations and make recommendations based on analysis
• Willingness and ability to continually improve processes and document procedures.
• Flexibility to adapt to an evolving environment with shifting priorities with the capacity to handle multiple competing demands and meet tight turnaround timelines.
• Bonus – Earned experience developing technology products in an award-winning Fintech ‘startup.’

 

Flexiti embraces diversity. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. All qualified applicants will receive consideration without regard to race, ancestry, place of origin, colour, ethnic origin, citizenship, creed, sex, sexual orientation, gender expression, disability, age, marital status, or family status. If you require disability-related accommodation during the application or interview process, simply let us know and we’ll work with you to ensure you have a positive experience.